International Student Loan Calculator

Plan your study costs and loan repayments for Australia

Course Duration (Years)

Length of your study program

Study Level

Annual Tuition Fees (AUD)

University tuition fees per year

Living Expenses (AUD)

Accommodation, food, transport, utilities

Health Insurance - OSHC (AUD)

Overseas Student Health Cover (mandatory)

Other Study Costs (AUD)

Books, materials, student services fees

Visa Application Fee (AUD)

Student Visa (Subclass 500) application fee

Health Checks & Medical (AUD)

Medical examinations and health checks

Travel Costs (AUD)

International flights, airport transfers

Initial Setup Costs (AUD)

Bank account, phone, internet, initial accommodation

Loan Amount Needed (AUD)

Auto-calculated based on total costs

Interest Rate (%)

Annual interest rate on the loan

Loan Term (Years)

How long to repay the loan

Grace Period After Graduation (Months)

Time before repayments begin

Repayment Frequency

Select Your Currency

Exchange rates are approximate and may vary. Check current rates before making financial decisions.

Period	Payment	Principal	Interest	Balance

This calculator provides estimates only. Actual costs and loan terms may vary.
International students must meet specific financial requirements for Australian visas.
OSHC (Overseas Student Health Cover) is mandatory for all international students.
Visa fees and requirements are subject to change by the Australian government.
Consult with your educational institution and financial advisor for accurate information.