Privacy Policy

Last updated: December 2024

Introduction

At Free Loan Calculator, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, and protect your data when you use our website and financial calculators.

Information We Don't Collect

We want to be clear about what we don't collect:

  • Personal Information: We do not collect names, email addresses, phone numbers, or any other personally identifiable information
  • Financial Data: We do not collect or store any financial information you enter into our calculators
  • Calculation Results: All calculations are performed in your browser and are not transmitted to our servers
  • User Accounts: We do not require registration or create user accounts

Information We May Collect

Analytics Data

We use Google Analytics to understand how visitors use our website. This may include:

  • Pages visited and time spent on each page
  • Browser type and device information
  • Geographic location (country/region level only)
  • Referral sources (how you found our website)

This information is aggregated and anonymized, meaning it cannot be used to identify individual users.

Contact Form Information

If you choose to contact us through our contact form, we may collect:

  • Your name and email address (only if you provide them)
  • The content of your message

This information is used solely to respond to your inquiry and is not shared with third parties.

Cookies and Tracking Technologies

Essential Cookies

We use essential cookies to ensure our website functions properly. These cookies are necessary for the website to work and cannot be disabled.

Analytics Cookies

Google Analytics cookies help us understand website usage and improve our services. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

Advertising Cookies

We use third-party advertising companies (such as Google AdSense) to display ads on our website. These companies may use cookies to:

  • Show relevant advertisements based on your interests
  • Measure the effectiveness of advertising campaigns
  • Provide aggregated reporting on ad performance

These cookies do not collect personally identifiable information.

Third-Party Services

Google Services

We use several Google services:

  • Google Analytics: Website analytics and usage statistics
  • Google AdSense: Display advertising
  • Google Fonts: Typography for our website

For more information about how Google uses data, visit Google's Privacy & Terms.

Netlify

Our website is hosted on Netlify, which may collect basic server logs and analytics data. Please refer to Netlify's Privacy Policy for more information.

Data Security

We implement appropriate security measures to protect your information:

  • All data transmission is encrypted using HTTPS
  • We do not store sensitive information on our servers
  • Regular security updates and monitoring
  • Limited access to any collected data

Your Rights

You have the right to:

  • Request information about what data we may have about you
  • Request deletion of any data we may have collected
  • Opt out of analytics tracking
  • Disable cookies in your browser settings
  • Contact us with privacy concerns

Children's Privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify users of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us through our contact form.

Privacy Highlights

  • ✅ No personal data collected
  • ✅ No registration required
  • ✅ Calculations stay in your browser
  • ✅ No financial data stored
  • ✅ Transparent data practices

Cookie Management

You can control cookies through your browser settings: