How accurate are the calculators?
Our calculators use industry-standard formulas and provide estimates based on your input. Actual loan terms may vary depending on your lender, credit score, and other factors.
Are these calculators really free?
Yes! All our tools are 100% free to use, with no registration required. We do not collect or sell your data.
Do you store my personal information?
No. All calculations are performed in your browser. We do not collect, store, or share any personal data.
Do you support different countries?
Yes! We support the US, UK, Canada, and Australia with country-specific options, tax rates, and loan types.
Can I use these calculators on my phone?
Absolutely! Our site is fully mobile-friendly and works on all modern devices and browsers.
How do I use the auto loan calculator?
Enter your loan amount, interest rate, and term. You can also add trade-in value, down payment, and extra payments for a more accurate estimate.
How do I use the mortgage calculator?
Enter your home price, down payment, interest rate, and term. You can also include property taxes, insurance, and PMI for a complete monthly payment estimate.
How do I use the student loan calculator?
Enter your loan balance, interest rate, and repayment term. You can compare different repayment strategies and see how extra payments affect your payoff date.
Is this site safe and secure?
Yes. We use HTTPS encryption and never ask for personal or financial information.
What if I make a lump sum payment?
Our calculators let you add extra payments. A lump sum reduces your principal and total interest.
Can I use these calculators for business loans?
While designed for personal loans, you can use them for business loans with similar terms.
What is APR and how is it different from interest rate?
APR includes interest and fees, giving you a true cost of borrowing.
Can I print or save my results?
Yes! Use your browser’s print or save function to keep a copy.